An overview T.L. Kittle’s comments during the “Wellness Committee” at the Medical Board of California meeting in San Diego, California. She stated to the Board that if they were serious about addressing the problems of physician unwellness in the state of California, then they need to directly address those problems–hassles with the insurance companies, the rising costs of medical malpractice insurance, the increasing burden of student loans. “What kind of Medical Board do you want to be?”
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I am new to the Army. I have racked up two degrees and plenty of student loans. I have 48000 in federal loans which the Army is going to pay for. but I have 4000 in personal loans that the Army will not take care of. I want to go back to school for a Masters, but I cannot get my transcript to prove that I already have the credits to prove that I have the necessary credits. I have been to ACS, the education center and the VA. none of them have a program. is there a loan or a program that the Army has that I can take advantage of?
Just the GI Bill
I have a lot of loans, almost 100K as I am getting my PHD. There are number, about 15 individual loans. All other credit is on time and I make a good living. The loans are in deferrment, but does the number of individual loans affect score that much? Would consolidating and paying something on them each month even though they are in deferment help?
I am not looking for information on loans, only their effect on my credit
Consolidating the loans could lower the amount you pay each month, and lower the interest rate. Shop around they will fight for your note. It could look better on your credit if you had one loan instead of 4-5 in turn could give you a few more points.
Hope that helps
I have 3 student loans through the federal gov't (perkins, federal direct and a "GATE" - AES loan). I also have a small private student loan through citibank. I want to consolidate all 4 by the July 1 deadline but no one will combine private and federal. I get ads in the but they all seem like scams to me. Any financial experts have any ideas?
As far as I know consolidation is only on govt loans you cant consolidate a private loan.
My son is a college freshman. He has a FDSL loan of $3500 and a student loan from a bank/Great Lakes Educ for over $2500. Will his loan interest accumulation fluctuate with the changing interest rates? Are the drops in the interest rates which we are hearing about on the news of any benefit to college students?
NO, these lowers rates are for banks, loan institutes, and business, not those that really need the help. Sorry!
Is there a statute of limitations for Alberta/Canada loans? Taken out in January 1999, last payment made September 2005, still owing amount monies.
Please advise.
The statute of limitations on provincial or student loans are supposedly 10 years minimum but some say they are forever collectable. I learned this the hard way.
Once they go into collections at HRSDC they will start sending you monthly statements with fields that show the total existing debt, minimum monthly payment and interest rate and amount.
If the minimum is too much for you to pay, call the number on the statement, I believe it's in Edmonton and make arrangements to pay.
If you do not pay it, all things taxable will have a lien on it. GST rebates, tax refunds, you name it. They'll get first pick.
It cannot be included in a bankruptcy.
I am a student and I really need additional funds for school. I do have federal financial aid, but I need funds for additional school costs. When I was younger I ran into some bad times and basically ruined my credit. Does anyone know anywhere that will work with people like me…I am kinda desperate!
With bad credit the only way you can really get a loan is by having a cosigner. If there is someone that you are really close to (family member, friend, relative, etc) that you feel you could confide in about this, ask them if they would be willing to cosign for you.
Not many people are willing to cosign unfortunately, just because of the risk of losing money though. So it may be tough to find someone.
Have you tried to talk to you college about the situation? I know at my school you can take out "emergency loans" which allow you to get more money from the school if certain situations come up like medical or something. Also, if you can prove you need more financial aide, many schools will allow you to fill out a form with all of your expenses that you can bring to them. They will evaluate it and then decide whether to give you more funding. Be open with the financial aid people at your school though. They are your best option at receiving more grants, scholarships, or student loans.
Good luck
http://studentfriendloan.blogspot.com
School loans have become a necessity with the cost today’s College Education. After graduating, School loan consolidation can be a smart option by lowering your interest rate and combining all outstanding loans in to a new school loan with a lower apr. School Work has provided some helpful links from school loan companies and other helpful resources. We’ve provided several school loans resources, including the site for the U.S. Department of Education. We encourage you to take your time and compare multiple lenders and resources, and involve your parents or a financial advisor before actually applying for school loan.
for more information visit this page
http://studentfriendloan.blogspot.com
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I am a law student and I have to use loans to finance my law degree. I did not have loans for my undergraduate degree, so I don't know much about them. My financial aid office is not helpful. I qualify for the Stafford loans, but it is not enough to cover my expenses. I saw that the government is expanding the PLUS loan to graduate students, and I am curious about it.
For instance:
Who qualifies?
What are the borrowing limits?
Do you have to borrow a certain amount?
Would accepting a PLUS loan interfere with other types of aid?
What are the advantages of PLUS loans as compared to private loans?
I used to work for the company that administered the fed loans. Plus loans are loans that your parents take out for you and they have to pay them. They have to pass a credit check.
How much can my parents borrow?
The yearly limit on a PLUS Loan is equal to your cost of attendance* minus any other financial aid you receive. For example, if your cost of attendance* is $6,000 and you receive $4,000 in other financial aid, your parents could borrow up to—but no more than—$2,000.
There is no borrowing minimum limit.
No using a plus loan will not interfere with other loans
Plus loans done by the government have one advantage. The interest rate will not exceed 9 percent.
I don't like plus loans because they rely on your parents to pay.