I’ve already accepted the Sub and Un-Sub Stafford Loans from the government. I need about $5000 more and have to go through the ALTERNATIVE loan program but I am running into issues because of my credit score. SOMEONE PLEASE HELP!!!
I guess you can find personal loan offices in the area where you live. They will might give you a loan with out a co singner.
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you are asking quetions like this and you are a law student.i wont be asking you to be my lawyer bbbbuuuuuurrrrpppppp
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My situation is that I'm a 24 yr. old college student who has bad credit from helping out my elderly parent with their mortgage and bills and I need money for summer school. My problem is that I received the maximum amount the FAFSA would give to pay for fall and sping semesters to pay tuition, so there is none left for the summer sessions. Even with the amount I've offered the financial aid office as a down payment for a tuition plan, they don't offer plans in the summer. I went to alternative loans and they denied due to my bad credit. does anyone out there know where I could possibly go for for a loan despite my bad credit? I'm willing to to pay a high interest loan because I need these classes to finish up.
did you trya phea grant
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Working with my financial aid office I am maximizing my current federal loans. However I need a little over 4k to cover housing-related expenses for the year. Mom, who has had "bad" credit before I even started school, cosigned a small (5k) student loan last year with a nice lender at a resonable rate. This year we are having servere difficulties finding a lender who will aprove me w/ her as my cosigner; not even the lender from last year will do it (not sure why exactly). She is really the only person I have who'd be willing to do this for me.. I could ask some others but I just wouldn't feel right asking these people unless i knew I was totally out of luck with my mom; I could call back to the old lender to ask why, but I just never put much thought into it. Thanks to my EFC I do not qualify for any Federal grants or additional loans. I will keep working on my own to find an answer, but I am wondering if you guys knew of any specific lenders. That is all. Thank you for your time!
That's the trick of the trade, unfortunately too many people are defaulting on their student loans this time in age. If you don't have a credit score yourself, you'll have to find someone who is willing to sign their financial liability over to you. There are quite a few lenders out there; eg: Sallie Mae, Wachovia Educaid, Nellie Mae; some specialize in dealing with situations like your's. You'll have to look around at lenders, of course you will find one, but don't be surprised if your interest rate is through the roof!