Comments on: Which financial institutions are the best for college student loans? http://www.student-loan-blues.com/college-student-loans/which-financial-institutions-are-the-best-for-college-student-loans How Blue Are You? Wed, 08 Sep 2010 09:00:33 +0000 http://wordpress.org/?v=2.5.1 By: payingcollege http://www.student-loan-blues.com/college-student-loans/which-financial-institutions-are-the-best-for-college-student-loans#comment-61 payingcollege Sat, 22 Nov 2008 19:12:59 +0000 http://www.student-loan-blues.com/college-student-loans/which-financial-institutions-are-the-best-for-college-student-loans#comment-61 It's important to do some research and select a lender who is reputable and will service your loans after you're out of school. Some good questions to ask include: -How long have you been in student loans? -Are you a financially secure company? -Who services your loans? -Who guarantees your loans? -Who performs customer service for you? -What kind of training or qualifications do they have? -Do you certify your compliance with applicable regulations? -Where? May I get a copy? -Do you charge an origination fee? -Do you charge a default aversion fee? -If you rebate the loan fees, when and based on what principal amount? -How do I earn any interest rate or fee reductions? -When do I earn any interest rate or fee reductions? Is your rate reduction immediate? Is your fee reduction immediate? -Do I have to do anything to keep my benefits? -Do I lose any benefits if I make one late payment? Do I lose those benefits forever? -What happens to my eligibility for benefits if I consolidate my loans? -Do I have to repay earned benefits if I consolidate my loans with another lender? -Where do you disclose the terms and conditions for your loan discounts and benefits? Will you provide/confirm the terms and conditions in writing?<br><b>References : </b><br>http://www.salliemae.com/get_student_loan/apply_student_loan/application/select_lender/lender_questions.htm It's important to do some research and select a lender who is reputable and will service your loans after you're out of school. Some good questions to ask include:

-How long have you been in student loans?
-Are you a financially secure company?
-Who services your loans?
-Who guarantees your loans?
-Who performs customer service for you?
-What kind of training or qualifications do they have?
-Do you certify your compliance with applicable regulations? -Where? May I get a copy?
-Do you charge an origination fee?
-Do you charge a default aversion fee?
-If you rebate the loan fees, when and based on what principal amount?
-How do I earn any interest rate or fee reductions?
-When do I earn any interest rate or fee reductions? Is your rate reduction immediate? Is your fee reduction immediate?
-Do I have to do anything to keep my benefits?
-Do I lose any benefits if I make one late payment? Do I lose those benefits forever?
-What happens to my eligibility for benefits if I consolidate my loans?
-Do I have to repay earned benefits if I consolidate my loans with another lender?
-Where do you disclose the terms and conditions for your loan discounts and benefits? Will you provide/confirm the terms and conditions in writing?
References :
http://www.salliemae.com/get_student_loan/apply_student_loan/application/select_lender/lender_questions.htm

]]> By: yq&a9143 http://www.student-loan-blues.com/college-student-loans/which-financial-institutions-are-the-best-for-college-student-loans#comment-60 yq&a9143 Sat, 22 Nov 2008 19:04:59 +0000 http://www.student-loan-blues.com/college-student-loans/which-financial-institutions-are-the-best-for-college-student-loans#comment-60 I've heard Wachovia is pretty good. http://www.wachovia.com/personal<br><b>References : </b><br> I've heard Wachovia is pretty good.

http://www.wachovia.com/personal
References :

]]> By: myusernameisbetterthanyours http://www.student-loan-blues.com/college-student-loans/which-financial-institutions-are-the-best-for-college-student-loans#comment-59 myusernameisbetterthanyours Sat, 22 Nov 2008 18:42:59 +0000 http://www.student-loan-blues.com/college-student-loans/which-financial-institutions-are-the-best-for-college-student-loans#comment-59 get financial aid. Milk the darn gov't 4 all it's worth...they do us so it's only fair :)<br><b>References : </b><br> get financial aid. Milk the darn gov't 4 all it's worth…they do us so it's only fair :)
References :

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